Payday Loan With Instant Cash

Pitstop Credit is there for you if a catastrophe strikes 

and you need a fast cash advance. Take the money 

and get your life back on track. And when it’s all over, 

sit back and relax.

 Apply For a Fast Payday Loan Online Today!

apply and get response in 5min* or call now: 6297 1909

Get A Payday Loan For Your Financial Goals

Living in one of Asia’s most costly countries is not easy. Even those who have carefully planned their monthly expenditure may be caught off guard by an unforeseen fee or emergency. Nobody wants it to happen, of course, but it does occur.

Emergencies are bound to happen in life, and they can come at the most inconvenient time. It can be difficult having unanticipated issues; they may either drain you physically and monetarily. As a result, Pitstop Credit is always there to assist you get through these financial difficulties.

We realize that paying for unexpected expenditures with a credit card is more expensive than taking out a payday loan. We provide personalized loans that may fit any financial need. We also provide flexible repayment options to meet the needs of everyone. So, whether you miss your budget before your monthly salary arrives or you’re paying for urgent medical or household expenses, we can help!

We are a licensed money lender with years of experience in Singapore that adheres to Ministry of Law rules and regulations. We operate according to a rigorous code of conduct, delivering only 5-star quality services to our clients. We have an easy online application for fast loan approval, and we will not solely consider your credit scores when you apply. Our excellent customer service team is always available to attend to anyone’s budget and needs.

When time limitations might be the difference between financial ruin and safety if you don’t have a large overdraft or the capacity to wait for a lengthy bank loan application procedure, you need assistance right now that is why we get your payday loans fast approved for you.

Pitstop Credit, The most dependable licensed money lender is at your service.

What Is the Difference Between Banks and
Licensed Money Lenders In Singapore?

Borrowing from banks has both advantages and disadvantages

Banks have been the most dependable source of credit in the world since their creation. Each bank has its own benefits, and if you want a payday loan in Singapore, retail banks provide a wide range of loans to choose from, ranging from short-term loans to long-term loans, depending on your needs.

They provide a variety of other products and services to customers who meet the bank’s standards.

Meanwhile, private banks cater to the world’s top-earning individuals and offer particular services. These banks’ lending imposes stringent collateral requirements. It might be a pricey supercar, a valuable wine collection, or a high-value property that serves as collateral.

Cons :

Unfortunately, not everyone may obtain a personal loan from a bank due to bank restrictions on who they accept borrowings from. Borrowers will also have to meet certain Debt Servicing Ratio and income standards in order for the loan they’re applying for to be approved.

Banks also look at one’s credit score and track record, which might be a stumbling block for individuals with bad credit histories.

 

Pros :

Banks adhere to stringent government and industry rules before lending to potential borrowers, as they have done for millennia since banks are official sources of credit and have been lending credit to customers for hundreds of years.

Banks are also providing revolving credit alternatives like charge cards that may be used to cover expenditures or money difficulties without the need for a personal loan.

Banks may provide high loans to borrowers, which have low interest rates. The majority of these huge loans are for educational or housing financing. When you’ve finished paying off the loan, the bank will just debit your account and mail it to the bank or use an ATM to pay for it. Some might demand that you settle your debt in person.

When it comes to getting a payday loan, you may be wondering about the difference between banks and licensed money lenders. The main difference is that banks are typically much slower to approve loans, while licensed money lenders can get you your cash quickly.

The advantages and disadvantages of borrowing from a licensed moneylender are listed below.

A licensed moneylender may be the ideal solution if you just want to borrow around $10,000 or less. They provide personal loans, including payday loans, that will meet your needs.

Legal Moneylenders operate in the same way as banks, and they will need borrowers to submit loan applications with all of the documentation needed to establish whether or not the moneylender can approve your request. The moneylender’s choice on how much may be borrowed or what interest rates will be charged

Moneylenders charge interest on loans, similar to a bank. However, the terms of their loans are often very specific. Before a borrower can accept a payday loan, she or he must first negotiate the terms.

Cons :

The main disadvantage for individuals looking to borrow money from a moneylender is the high-interest rate. Licensed moneylenders in Singapore can charge up to 4% interest per month. Their loan approval rate, on the other hand, is excellent and quick.

 Pros :

Moneylenders are the solution if you have a poor credit history. They’re less stringent when it comes to looking into your credit score, and they’ll take inquires 24 hours a day, 7 days a week. To apply, Some require you to go to their office personally and wait up to an hour for their payday loan approval. It’s even conceivable that you may receive the loan on the same day you applied.

Banks are typically much slower to approve loans, while licensed money lenders can get you your cash quickly. So if you’re looking for a quick payday loan in Singapore, a licensed moneylender is your best bet.

Cons :

The main disadvantage for individuals looking to borrow money from a moneylender is the high-interest rate. Licensed moneylenders in Singapore can charge up to 4% interest per month. Their loan approval rate, on the other hand, is excellent and quick.

 Pros :

Moneylenders are the solution if you have a poor credit history. They’re less stringent when it comes to looking into your credit score, and they’ll take inquires 24 hours a day, 7 days a week. To apply, Some require you to go to their office personally and wait up to an hour for their payday loan approval. It’s even conceivable that you may receive the loan on the same day you applied.

Banks are typically much slower to approve loans, while licensed money lenders can get you your cash quickly. So if you’re looking for a quick payday loan in Singapore, a licensed moneylender is your best bet.

In 4 Easy Steps, You Get Loan You Need

#1. Call Us Or Submit An Application Online

Please fill out the application form on our website, PitstopCredit.com.sg, or call us at +65 6297 1909 to set up an appointment anytime.

#2. Visit Our Office for More Information

To develop a tailored plan that is appropriate for your unique demands and financial position, come in for a consultation.

#3. Finalizing Loan Plan

Agree on the details, including how much will be paid and what are the permitted costs.

#4.Instant Cash Payment Receive

After you’ve completed the paperwork, you will get your cash loan.

Customers' Feedback

MUNIS SUKUMARAN
Read More
First time here , good service . Kind services , explain everything clearly . Trustable !
Javince tan
Read More
The service is very good, can be discussed, Reliability is high and worth reviewing.
Saraswathi Mahalingam
Read More
Their service is good. They explain and ask questions relevantly.
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5/5

Google Review Rating

  • 5 star review  When I need help, PIT-STOP CREDIT(SG) is always there for me good customer service

    thumb David Tan
    March 25, 2022

    5 star review  Service was good..

    thumb Senthilnathan Arumugam
    March 18, 2022

    5 star review  flexible, fast cash out, nice service. explain nicely

    thumb Chin Siew Yin
    March 4, 2022
  • 5 star review  First time here , good service . Kind services , explain everything clearly . Trustable !

    thumb MUNIS SUKUMARAN
    March 4, 2022

    5 star review  they are nice, i had a very fast experience with them and they are very understanding:) fuss free process

    thumb jay ex
    March 1, 2022

    5 star review  Good customer service. Friendly staff and willing to help.

    thumb L
    March 1, 2022
  • 5 star review  Their service is good. They explain and ask questions relevantly.

    thumb Saraswathi Mahalingam
    February 1, 2022

    5 star review  The service is very good, can be discussed,
    Reliability is high and worth reviewing.

    thumb Javince tan
    January 1, 2022

    5 star review  Well understand the payment and highly recommended.

    thumb FRANCIS IAN Pecson
    January 1, 2022

Loan Eligibility & Requirements

At Least 18+ Years Old

Minimum Salary of SGD1,500 for Local & Pr

Minimum Salary of SGD2,000 for Foreigner

Loan Eligibility & Requirements

Local And Permanent Residents

Minimum Salary Of SGD1,500

Foreigners

Minimum Salary Of SGD2,000

Are You Ready to Get Your Cash Loans?

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Loan Amount
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Frequently Asked Questions

Payday loans in Singapore can assist you relieve some of your financial pressure. They’re ideal for situations like a medical bill, worn-down automobile, or even as a financial assistance when you need it.

A cash advance is a quick personal loan intended to help you deal with an emergency that has arisen before or after your paychecks date. Pitstop Credit is a registered money lender that operates according to regulations set by the Ministry of Law in Singapore.

In an ideal world, the payday loan in Singapore should be paid back as soon as feasible to avoid getting into even more debt. A payday loan is not to be utilized for daily living expenditures or to acquire non-essential goods in order to smooth out life’s ups and downs. This payday loan is here to protect you against an unanticipated crisis.

Please keep in mind that these payday loans are only intended to deal with urgent financial problems for a limited time. You may become further in debt if you rely excessively on payday advances.

It is extremely unwise to do so. While there is no law prohibiting you from doing so, a licensed moneylender under the Ministry of Law in Singapore would not lend you the cash since it would only lead to further indebtedness. As a result, taking out several loans for a short time is not advised. Our loans are intended to assist you in alleviating your financial concerns and cash difficulties rather than creating them. It would be preferable for you to consult with one of our friendly loan officers and design a solution that better meets your demands.




In Singapore, there is a difference between a payday loan and a personal loan. The first is that, in Singapore, payday loans are actually a brief-term loan that you return to the lender once you receive your next paycheck. Due to the larger amount of money borrowed out on a personal loan in Singapore, the term for repayment is longer.

How to get a payday loan when you have bad credit is a question that many people ask. It’s possible to repair your negative credit history with the help of a loan, but how? When you apply for a loan in Singapore, your credit report is updated. After you’ve paid it back, the lender sends good feedback to the credit bureau. To conclude, improve your credit score.

At PitStop Credit, we’re a Singapore-based licensed moneylender who’s always here to help you along the way. Our goal is to assist borrowers in alleviating their financial difficulties by providing fast cash, so whether your monthly income falls short, our quick cash solutions will substantially assist you solve your money issues.

The following are some of the benefits of borrowing money through our payday loan:

  • You may get your money quickly with a low interest rate.
  • You may use your emergency cash as you choose with these short-term loans.
  • Even if you have a terrible credit history in Singapore, you may borrow money by taking out a loan.

 

We don’t recommend taking a payday loan as a debt consolidation loan. A payday loan is intended to be used only in an emergency situation. Please contact us if you require more money and we will see if we can come up with a better solution to your economic problem. Loans might assist you in avoiding late payment penalties or charges, but they will add to your financial pressure in the long term.

If you don’t pay off your payday loan in time, it will snowball into a large sum that you may not be able to repay because of interest rates. This can have a significant influence on your credit scores and rating.

Pitstop Credit is a certified moneylender in Singapore that can assist you in obtaining the best financial loan for your needs. During the consultation process, our experienced and friendly loan officers assist you in determining the best cash loan for your requirements.

There are limits set by the Registry of Moneylenders for interest rates offered. Before taking out a payday loan, be sure to read their guidelines.

Yes, PitStop Credit may approve you for a cash advance if certain conditions are met. While other licensed lenders might request it, we do not solely look at your credit history when deciding whether or not to provide you a loan.

What we care about is your ability to pay back the loan, as well as any paperwork indicating your employment and whether you are a Singapore citizen or a foreigner working in Singapore.

If you believe you have signed a contract that breaches moneylending rules, the Registry of Moneylenders should be your first stop. Are you ready to borrow another payday loan from a lender you can trust?

Office Address

PIT-STOP CREDIT(SG) PTE LTD 

200 Jln Sultan, 01-18E Textile Centre, Singapore 199018

Visit Us

Opertation Hours

Monday to Friday:

11:00am – 7:00pm
Saturday : 11:00 am – 5:00pm(Closed on Sunday & Public Holidays)